A Practical Guide to Pros and Cons of Retiring After 20 Years in the Army
The Pros and Cons of Retiring After 20 Years in the Army come down to security versus sacrifice. A 20-year active-duty retiree can receive a lifetime pension, qualify for retiree TRICARE, and start a second career while still relatively young. At 20 years, the pension is generally 50% of the highest 36 months of basic pay under the legacy High-36 system or 40% under the Blended Retirement System.